New loan system for Rupali Bank to reduce defaults

Rashtrata Rupali Bank is moving towards innovative banking to reduce defaulted loans. The managing director (MD) and CEO of the bank, Obadd Ullah Al Masud, has developed a three-level loan model. It is believed that if the risk of debt will be reduced, the debt risk will be reduced. The MD of Rupali has named this loan model as ‘Three's Landing System’.

In an interview with Yugantar, Rupali Bank's MD said, "False debt is a challenge of the banking system. To deal with it, Rupali Bank is working on the change. We have started working in the three-day loan system. In this method, the raw material suppliers, producers and marketers will come to the same umbrella. The role of Samnvak will be given in three sectors."

Only three-tour landing system, the bank is doing more innovative banking. In the meantime, the bank is in the country.

He said, a farmer does not get the right price for the products that a farmer produces. Again, the agricultural-based industries have to buy products at higher prices. The middlemen have looted huge profits without any effort. We are giving direct loans to the farmers and industrialists to protect the farmers and industrialists from their hands.

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Rupali Bank MD said, ‘We have given loans to the cow farmers through the milk house in the pandemic, so that they can sell their milk directly to Milk Vita, so they don't throw away unsold milk.’ I have given loans so that I can make ghee. In this time, I have given the loan to the dairy farmers to keep them from sitting on the road during the corona. To continue the program that the Prime Minister is working to ensure the nutritional security of the country during the corona period, Rupali Bank has also been supporting the farmers. The slogan for this loan was, 'Do not throw milk, make ghee in the milk sector,'.

For the bank in the bank sector, we do not want to pay the debt-practice for the sake of culture, we do not want to pay the debt.

He also said that we have to give a minimum of 70 percent loans to deposits in all branches.